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My name is Felicia Hill, I am CEO of FLH Consulting Services and an independant sales agent of VR-Tech Marketing Group through United Credit Education Services for Credit Restoration. My company exists and seeks to see individuals achieve true financial independance through credit restoration. I know first hand, how credit and debt can impact and or affect a person(s) life. Through my experiences with financial dysfunction, I have gained a passion for teaching others to re-organize their financial situation through cash flow analysis and credit restoration. As complicated as credit/debt may sound, there is no need to fear it or remain in bondage by it. There are no tricks of the trade to credit repair. In fact, one can restore their own credit image for "free". However, it takes an individual that is serious, sick and tired of their situation, time, persistance, and determination to rebuild what once seemed impossible. By the time I was the tender age of 18, I had close to $20k along with various credit cards that eventually went delinquent due to mismanagement. If I knew then what I know now, I would have paid all my bills on time, and made small investments that would have benefited me financially in the long run. Ten years later, I have re-established my financial foundation and realize that "Maintaining a Good Credit Profile is Essential" to anyones success in life. Your credit image truly reflects your character and credibility. I hold a Bacherlors Degree in Business and

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